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First Home

You bought (or are about to buy) your first home. Here is everything you need to do, in order.

5 stages19 items

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📋
Stage 1

Deed and documents

The essential documents after purchase

📄
Keep a copy of the notarial deed
Essential document — keep it safe
Document
💻
Request an updated cadastral survey
Verify that the registration is correctly in your name
Online
🏛️
Register the deed of sale with the Revenue Agency
Usually the notary does this within 30 days of the deed
In-person
🗂️
Keep receipts for all expenses
Useful for future tax deductions
Document
📍
Stage 2

Residence and Registry

Move your residence within 20 days

🖥️
Submit a change of residence application
Online at comuni.it or at the registry office — free and mandatory
Online
⚕️
Register with a new general practitioner
After the residence change, switch local health authority if needed
In-person
🪪
Update your driving licence
Within 30 days of registry enrolment
In-person
🚗
Update the vehicle registration
Notify the Motor Vehicle Authority of the address change
Online
💡
Stage 3

Utilities and Services

Transfer or activation of electricity, gas, water, internet

⚡
Transfer the electricity contract
Contact the supplier with POD code — completable online in 10 min
Online
🔥
Transfer the gas contract
Requires the PDR code — check the previous owner's bill
Online
💧
Transfer water / sewage contract
Contact your municipality's local water utility
In-person
📡
Activate internet connection
Compare available offers for your address
Online
🏛️
Stage 4

Tax and Benefits

Don't miss the deductions you're entitled to

📊
Check first home tax benefit
Registration tax at 2% instead of 9% — you have 18 months to transfer residence
Document
💰
Mortgage interest deduction
Deductible at 19% in the 730 — max €4,000/year
Document
🧮
Enter cadastral data in the 730 tax return
Enter the property details in your tax return
Online
✅
Check first home IMU exemption
The primary residence is exempt from IMU (except luxury homes)
Document
🛡️
Stage 5

Insurance and Safety

Protect your home the right way

🔒
Take out fire and explosion insurance
Often mandatory with a mortgage — compare policies
Document
🛡️
Consider household liability insurance
Covers third-party damages — very useful for tenants
Document
📋
Check the habitability certificate
Must be present in the building file
Document