← Back to JourneysOnlineOnlineOnlineDocumentDocumentDocumentDocumentOnlineIn-personDocumentDocumentIn-personOnlineIn-personOnline
👴
Retirement
About to retire? Here are all the steps to follow, from contributions to the INPS application.
5 stages15 items
Sign up to track your progress and get personalized guidance
Sign up free🔍
Stage 1
Check contributions
Check your INPS pension statement to know how many contributions you have and when you can retire.
🪪
Get or verify your SPID
Required to access the INPS website
📋
Check the pension statement
Available on MyINPS → Pension statement
🧮
Use the INPS pension simulator
Calculate the date and estimated amount
📁
Stage 2
Prepare documents
Gather all necessary documents before submitting the application.
🪪
Valid ID card or passport
Must be currently valid
💳
Health card / tax code
Make sure it's legible
🏦
IBAN of your bank account
For pension payment deposits
📄
Last payslips (if employee)
Needed for severance pay calculation
📝
Stage 3
Submit the application
Submit the retirement application to INPS. You can do it online, via a patronato or CAF.
💻
Fill in the application on MyINPS
Section 'Old-age or early retirement'
🏢
Alternatively: contact a patronato
Free — ACLI, CAF, CISL, CGIL, UIL
📩
Keep the application receipt
Contains the case number for follow-ups
💼
Stage 4
Notify your employer
If you're an employee, you must notify your employer of the retirement date with adequate notice.
✉️
Send notice letter
Usually 30–90 days before, check your contract
💰
Request TFR calculation
Employer must pay it within legal deadlines
✅
Stage 5
After retirement
Once retired, there are a few things to update and know.
🧾
File the 730 tax return as a retiree
Pension is taxable income
🏥
Check your GP
May change with a new address
📊
Check your pension payslip on MyINPS
Verify the amount and tax withholdings